House insurance - huge increase in premiums

Elsie Heffsey

Elsie Heffsey

Roofer
Last year premium was £336, for house and contents, with Co-op

This year quoted £776 - nothing's changed - no claim, no extension built, no new valuable contents.

Called them and asked why. Advised based on underwriters workings - not negotiable. Advised universal increases due to cost of repairs (materials and labour), increase in storms due to climate change, and rise in claims made

Called LV who the car is insured with. Helpful guy went through everything and advised I'd get a discount because of insuring the car and then quoted an annual premium of ....... £1346 pa.

After my laughter subsided I thanked him for his time.

Checked with two others and eventually insured with Esure - same cover as the Co-op ... Premium £356 pa!
 
Yep, literally no rewards for loyalty.
Swop every year, no reason not to.
You are then a new customer and get a better rate
They thrive on renewals where people don’t check or put stuff on auto renewal as they think it’ll be the best price.
 
Bittfox said:
Yep, literally no rewards for loyalty.
Swop every year, no reason not to.
You are then a new customer and get a better rate
They thrive on renewals where people don’t check or put stuff on auto renewal as they think it’ll be the best price.
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Anorak alert. I used to work in Insurance and Compliance. A couple of years ago the regulator (FCA) introduced new rules to supposedly stop differential pricing. You should get the same quote at renewal as a new customer. Insurers are smart as monkeys though so may have changed their new policy so it is slightly different and they can then claim it is not like for like and get round the rule. I should wash my mouth out for saying that.
 
We've had building only with Saga for 4 years - annual renewal in March 25 for £94.
3 bed semi in village cul de sac
 
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jackieguaccamo said:
Be careful George, you'll have Neurotic Fox claiming you're antisemitic next..
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Your mad theories are one thing and I can see why you are tolerated on here as a weird and crazy chap.

But you are antisemetic. You openly say that you are over and over again. I find it very strange why people on here seem happy to tolerate that.
 
NeuroFox said:
Your mad theories are one thing and I can see why you are tolerated on here as a weird and crazy chap.

But you are antisemetic. You openly say that you are over and over again. I find it very strange why people on here seem happy to tolerate that.
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People on here tolerate a lot of things. High on my list is letting people say what they think, even when I know that they wrote that they'd reported this site/members to security agencies of the UK state.
Do I seem happy with it? After all this time, I'm okay with it buddy.
 
Insurance of any kind is always a licence to print money from pricing to ambiguous rules, small print
Never trusted that man that called every Saturday with collecting rent and insurance
Even as a child
 
BigDave said:
People on here tolerate a lot of things. High on my list is letting people say what they think, even when I know that they wrote that they'd reported this site/members to security agencies of the UK state.
Do I seem happy with it? After all this time, I'm okay with it buddy.
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Still making up lies BigDave.

Given that you've openly said what you, as admin, are prepared to tolerate. Can I ask what you consider to be unacceptable written comments on here?
 
FFS, my renewal’s coming up next month. I’ve only just got over my massive water bill hike! (26% ⬆️). Cunts the lot of ‘em.
 
NeuroFox said:
Your mad theories are one thing and I can see why you are tolerated on here as a weird and crazy chap.

But you are antisemetic. You openly say that you are over and over again. I find it very strange why people on here seem happy to tolerate that.
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Which mad theories are you on about?

I love everyone man, so how am I antisemitic? I think you're mixing up being racist/religionist with you not agreeing with a differing point of view. Happy to discuss the topic more if you want..
 
jackieguaccamo said:
Which mad theories are you on about?

I love everyone man, so how am I antisemitic? I think you're mixing up being racist/religionist with you not agreeing with a differing point of view. Happy to discuss the topic more if you want..
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You are lost in a world of mad Twitter conspiracy theories. As a result, you routinely post nasty and defamatory posts about people, races, religions, and so on. Basically, anyone that isn't like you.

When challenged and it is obvious that even you know it's nonsense, you pretend that they are not 'your' views but you're sharing them here because you consider yourself to be some sort of reporter.

It's gutless and pathetic. Unfortunately, you have a small group of sad and clueless men that seem to enjoy your vomit. What's more, you are tolerated by the people that administer the site. Which is shameful.
 
I’m not anti semitic, I just believe that we are shafted mightily from above by by corrupt powerful people who we cant get answers from. I would think the people who live in Gaza are anti semitic and if they weren’t they will be now..
 
NeuroFox said:
You are lost in a world of mad Twitter conspiracy theories. As a result, you routinely post nasty and defamatory posts about people, races, religions, and so on. Basically, anyone that isn't like you.

When challenged and it is obvious that even you know it's nonsense, you pretend that they are not 'your' views but you're sharing them here because you consider yourself to be some sort of reporter.

It's gutless and pathetic. Unfortunately, you have a small group of sad and clueless men that seem to enjoy your vomit. What's more, you are tolerated by the people that administer the site. Which is shameful.
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And you are the oracle of everything that is right and true, in your big eared little head?

Give it a wobble..
 
NeuroFox said:
It's gutless and pathetic. Unfortunately, you have a small group of sad and clueless men that seem to enjoy your vomit. What's more, you are tolerated by the people that administer the site. Which is shameful.
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Polish that mirror of yours buddy. 😘
 
NeuroFox said:
You are lost in a world of mad Twitter conspiracy theories. As a result, you routinely post nasty and defamatory posts about people, races, religions, and so on. Basically, anyone that isn't like you.

When challenged and it is obvious that even you know it's nonsense, you pretend that they are not 'your' views but you're sharing them here because you consider yourself to be some sort of reporter.

It's gutless and pathetic. Unfortunately, you have a small group of sad and clueless men that seem to enjoy your vomit. What's more, you are tolerated by the people that administer the site. Which is shameful.
Click to expand...
Has someone eaten you porridge ducky?
 
George Ferris said:
I’m not anti semitic, I just believe that we are shafted mightily from above by by corrupt powerful people who we cant get answers from. I would think the people who live in Gaza are anti semitic and if they weren’t they will be now..
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The fact there is a word created for the hatred of one group tells you all you need to know..

Kayne knows..
 
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