English v French

soupsandwich said:
April 6th was for this year to date back 6 years until 2016.
It lapses every year at the start of the new financial year so now you can recover missed years back to 2017.

However, there is a one off chance to recover any missed years back to 2006. This runs out on 31st July 2023.

If you haven't seen any info about this then that is because it's deliberate and typical of the lack of info of the availability of many (unclaimed) benefits available to 'hard working families'.

Levelling up? my arse.............

Don't forget you will be disenfranchised at all elections from now on unless you take a photo ID with you to the polling station.

Check out the Gov.uk website for up to date Pension info.



You have until 31 July 2023 to pay voluntary contributions to make up for gaps between tax years April 2006 and April 2016 if you're eligible.

Voluntary National Insurance: How and when to pay - GOV.UK​

Click to expand...
I have 35 years of full contributions but 4 years when I did not contribute enough. When I log into my online account to check it says "We are checking this year to see if it counts towards your pension" How long am I meant to wait to see if I can do anything about it?
 
hackneyfox said:
Interesting as I’m certain that isn’t what Martin Lewis was saying in his programme the other week so either I didn’t understand what he was getting at or he’s not the expert he makes himself out to be. Probably a fuck is on my part.
Thanks for sharing the link above as it could save a lot of people their pensions.
Click to expand...
Early last month they quietly extended the deadline.
 
Tricky one for me.
About ten years to go.
Missing three years
Will cost £2420 to buy those years now, which'd produce an extra £650/yr in annual pension on today's forecast.
But will I live long enough to get my pension at all? Will I then live for four years, to make the extra years worth buying? Or will they change the rules between now and then anyway?
 
I believe the assumption on Martin Lewis show was that most people will live for 20 years after retiring, which made it a no brainier for the ‘average person’ which of course doesn’t exist. Family history may be an indicator for many.
 
TopFox said:
Tricky one for me.
About ten years to go.
Missing three years
Will cost £2420 to buy those years now, which'd produce an extra £650/yr in annual pension on today's forecast.
But will I live long enough to get my pension at all? Will I then live for four years, to make the extra years worth buying? Or will they change the rules between now and then anyway?
Click to expand...
Or you could of course give £2420 to some clever person in the city to spunk on some crap investment (otherwise known as a personal pension) & turn it into £500... though at least you could access that £500 at 55 (well, unless they change the rules about that again too)!
 
You must log in or register to reply here.
Back
Top